UBIEX Crypto Exchange Review: Pros, Cons, and Is It Safe in 2025?
Crypto Exchange Risk Calculator
This calculator helps you assess the risk level of using UBIEX based on your personal circumstances. UBIEX has no regulatory oversight, which means your funds are at higher risk compared to regulated exchanges.
If you're looking at UBIEX as a place to trade crypto, you're not alone. With over 100 coins available and a $50 million daily trading volume, it looks tempting. But here’s the real question: is UBIEX safe, or are you just trading on a platform that could disappear tomorrow?
What Is UBIEX, Really?
UBIEX is a centralized crypto exchange launched in 2020 and registered in China. It doesn’t have a flashy name or celebrity endorsements, but it does offer something many smaller exchanges don’t: a wide selection of coins. You can trade Bitcoin, Ethereum, Tether, and dozens of lesser-known tokens-all from one dashboard. It also supports leverage trading and has a mobile app for iOS and Android, which makes it easy to trade on the go.One unique feature is their exchange mining system. This isn’t mining in the traditional sense. Instead, you earn rewards just by trading. The more you trade, the more tokens you get back. It’s a way to offset fees, but it’s not free money-it’s a loyalty program wrapped in crypto jargon.
The Good: Why Some People Use UBIEX
- Wide coin selection - Over 100 cryptocurrencies means you’re not stuck with just the big three. If you’re into niche altcoins, UBIEX gives you more options than most mid-tier exchanges.
- Decent liquidity - With $50 million in daily volume, you can usually buy or sell without huge price swings. That’s better than many new exchanges that struggle with slippage.
- Mobility - The Android and iOS apps work well. No crashes, no lag. If you trade on your phone, this matters.
- Security basics - UBIEX uses two-factor authentication (2FA) and stores most funds in cold wallets. That’s standard, but it’s better than nothing.
These features make UBIEX a decent option for casual traders who want access to a broad range of tokens without jumping between five different platforms.
The Bad: The Real Risks
- No regulation - This is the biggest red flag. UBIEX is not licensed by any financial authority. Not the SEC. Not the FCA. Not even a small regional regulator. That means if your funds get hacked, frozen, or stolen, you have zero legal recourse. No one is watching them. No one is accountable.
- High withdrawal fees - Users report withdrawal fees that are 2-3 times higher than Binance or Kraken. For someone making regular trades or cashing out small amounts, this eats into profits fast.
- Slow coin listings - New tokens take weeks or months to appear. If you’re trying to get in on a hot new DeFi project, you’ll likely miss the early price run. Competitors like Bybit or KuCoin list new coins within hours.
- Too few payment methods - You can only deposit via bank transfer, credit/debit card, or crypto. No PayPal, no Apple Pay, no regional options like Pix or UPI. If you’re outside China or Europe, funding your account is harder than it should be.
- Ghost team - Who runs UBIEX? There’s no LinkedIn page. No team photos. No names. No bios. Just a website with a Chinese registration and a vague “we’re in development” disclaimer. That’s not transparency-it’s a warning sign.
Is UBIEX Safe? The Hard Truth
Safety in crypto isn’t just about encryption and 2FA. It’s about trust. And trust comes from accountability.Regulated exchanges like Coinbase or Kraken are required to keep user funds separate from company funds, report suspicious activity, and comply with anti-money laundering laws. They also carry insurance against hacks. UBIEX does none of this.
In 2024, the EU passed MiCA, the first comprehensive crypto regulation. The U.S. is tightening rules too. China banned crypto trading in 2021, but UBIEX still operates internationally-likely targeting users in countries with weak oversight. That’s not a coincidence. It’s a business model built on regulatory arbitrage.
Think of it like this: UBIEX is a car with great brakes and a nice stereo, but no seatbelts, no airbags, and no inspection records. It might drive fine today. But if something goes wrong, you’re on your own.
Who Should Avoid UBIEX?
- Long-term holders - If you’re buying and holding for years, use a hardware wallet. Don’t leave crypto on any exchange, especially an unregulated one.
- Large depositors - If you’re putting in $10,000 or more, the risk isn’t worth the convenience.
- Users in regulated countries - If you live in the U.S., Canada, UK, Australia, or EU, you’re better off with licensed platforms. They’re safer, and you have legal protections.
- Anyone who values transparency - If you want to know who’s running the platform, UBIEX isn’t for you.
Who Might Still Use UBIEX?
- Traders chasing niche altcoins - If you’re hunting for low-cap tokens not listed elsewhere, UBIEX might be one of the few places you can find them.
- Users in regions with limited exchange access - In some countries, even regulated exchanges don’t support local currencies. For these users, UBIEX might be the only option.
- Small-scale traders using it as a temporary wallet - If you’re just holding a few coins for a few days while you move them to a better platform, it’s low risk. But don’t stay long.
How UBIEX Compares to Other Exchanges
| Feature | UBIEX | Binance | Kraken | Coinbase |
|---|---|---|---|---|
| Cryptocurrencies Listed | 100+ | 500+ | 200+ | 150+ |
| 24-Hour Volume | $50M | $20B+ | $1.5B | $800M |
| Regulated? | No | Partially (outside U.S.) | Yes (U.S., EU, Canada) | Yes (U.S., Canada, EU) |
| Withdrawal Fees | High | Low to moderate | Low | Low |
| Fiat On-Ramps | Card, Bank, Crypto | Card, Bank, P2P, 50+ methods | Bank, Card, ACH, SEPA | Bank, Card, ACH, Wire |
| Team Transparency | None | High | High | High |
| Mobile App Rating | 4.1/5 | 4.5/5 | 4.3/5 | 4.6/5 |
UBIEX’s biggest advantage is its coin selection for a smaller exchange. But it loses badly on trust, fees, and accessibility. Binance and Kraken offer more coins, better fees, and real regulation. Coinbase gives you legal protection and a clean interface. UBIEX? It’s a gamble.
The Bottom Line: Should You Use UBIEX?
If you’re trading small amounts for fun, and you understand the risks, UBIEX won’t hurt you immediately. But if you’re serious about crypto, you’re better off elsewhere.There’s a reason the biggest exchanges are regulated. It’s not because they’re boring. It’s because they’ve learned that trust is the only currency that lasts.
UBIEX feels like a startup that’s still figuring things out. But in crypto, waiting for a platform to mature isn’t a strategy-it’s a risk. And right now, UBIEX isn’t giving you any guarantees.
Frequently Asked Questions
Is UBIEX regulated?
No, UBIEX is not regulated by any financial authority. It’s registered in China, but China banned crypto trading in 2021. UBIEX operates internationally without oversight, meaning users have no legal protection if something goes wrong.
Can I withdraw my crypto from UBIEX safely?
You can withdraw, but fees are high-often 2-3x higher than on regulated exchanges. Also, because UBIEX isn’t regulated, there’s no guarantee your withdrawal will go through if the platform faces financial or legal trouble. Always move funds to a personal wallet after trading.
Does UBIEX have a good mobile app?
Yes, the Android and iOS apps are stable and easy to use. They support trading, viewing balances, and enabling 2FA. But a good app doesn’t make a safe exchange. The interface works fine, but the underlying risks remain.
Why are withdrawal fees so high on UBIEX?
High withdrawal fees are a common tactic among unregulated exchanges to offset lower trading volumes and lack of revenue from other sources. It’s a way to make money from users who need to cash out, often targeting those who don’t compare fees across platforms.
Is UBIEX better than Binance or Coinbase?
No. Binance and Coinbase offer more coins, lower fees, better customer support, and regulatory compliance. UBIEX only competes on coin variety among small exchanges-and even then, it’s behind competitors like KuCoin. For safety, reliability, and long-term use, UBIEX is not a replacement.
What happens if UBIEX gets hacked?
If UBIEX gets hacked, there’s no insurance fund to reimburse you. Unlike Coinbase or Kraken, UBIEX doesn’t publicly disclose security insurance. Your funds could be lost permanently. There’s no legal recourse, no government agency to report to, and no public audit trail to follow.
Can I use UBIEX if I live in the U.S.?
Technically, yes-you can sign up. But UBIEX is not licensed to operate in the U.S., and using it may violate local regulations. U.S. users are strongly advised to use SEC-registered exchanges like Coinbase, Kraken, or Gemini to avoid legal and financial risk.
Trust isn't a feature you toggle on and off. It's built over time through transparency, accountability, and consistent behavior. UBIEX offers neither. You can have the fastest app and the widest coin list, but if you can't name who's running it, you're not trading-you're gambling with your life savings.
Regulation isn't bureaucracy for bureaucracy's sake. It's the difference between a car with airbags and one with a note taped to the dashboard that says 'good luck.' In crypto, we've seen too many 'innovative' platforms vanish overnight. The ones that survive are the ones that play by the rules, not the ones that exploit loopholes.
There's a reason Coinbase and Kraken didn't become giants by being flashy. They became giants by being reliable. And reliability, in this space, means being answerable to someone other than your own shareholders.
UBIEX might work for a quick trade or a temporary wallet. But if you're serious about crypto, you're not looking for convenience-you're looking for safety. And safety doesn't come from a 4.1-star app rating. It comes from legal frameworks, insurance, and audited reserves.
Don't confuse accessibility with legitimacy. Just because you can sign up doesn't mean you should.
Think long-term. The market will punish the reckless. It always has.